Insurance for PIE students
All F-1 or J-1 students at the PIE are required to purchase the university's mandatory insurance plan.
The premium charge will be billed to your Bursar account every session.
Students who are sponsored by their government AND who have turned in a valid Financial Guarantee are exempt from this requirement.
How can I enroll in the IU Indianapolis International Insurance Plan?
Enroll during orientation.
OIA immigration advisors come to PIE orientation and help new students enroll in the International Student Insurance plan for the PIE session. You will be able to print your insurance card from the Sydney Health App or the UHP website.
Continuing students can enroll in the next session.
OIA advisors come to PIE Forum at throughout each PIE session. OIA advisors can help continuing students enroll in the insurance for the next PIE term.
You will be confirming that you will enroll in the next PIE session or that you are taking your 5th session vacation and would like to continue enrollment in the PIE insurance.
If you will be enrolled at PIE for the next session this will cause your Bursar bill to be billed for the next premium amount.
How can I print my insurance card?
Retrieve a copy of your insurance card
It takes approximately 2-5 days from the date of enrollment for your insurance benefits to reflect active status in Anthem's system.
Anthem will NOT mail you a printed copy of your Anthem member ID insurance card unless you make that request through the Sydney Health App or by contacting Anthem. There are a variety of ways that you can access a digital copy of your Anthem insurance card:
- Look up your Anthem member ID and digital copy of your insurance card online here.
- You can access your digital Anthem member ID card, claims information and other resources through Anthem’s Sydney Health app.
- You will also receive an email a few days after you are enrolled from Anthem to be sure you get connected with their online resources.
No matter when you are enrolled for the semester, your dates of insurance coverage will match those listed on the IU Student Insurance website for the current semester. Your eligible medical expenses will be covered for those dates, even if you have not yet received a copy of your insurance card.
How does insurance work?
Vocabulary
Insurance has a very specific and complicated vocabulary.
Cost of medical care
Medical care in the U.S. is very expensive. Insurance helps to lower the cost to each person.
Insurance companies contract with doctors for lower prices than what the doctor normally provides. This is called a "reasonable and customary charge," by the insurance company.
Insured persons (you) will pay a smaller amount for the service a doctor gives you because you have insurance.
Personal costs
Students will pay:
- Premium: This is the amount charged to your Bursar account. This is the cost to have insurance.
- Deductible: This is the amount of money you must pay to meet the insurance company's minimum. You pay this amount before the insurance company begins paying your bills.
- Out-Of-Pocket Max: This is the maximum amount you will pay if you have a medical condition. Once you pay this amount, the insurance company pays everything else.
